Transparent Pricing

Pricing and Rates

Simple, transparent pricing with no hidden fees. Calculate exactly what your loan will cost each month.

0% APR
Interest Rate

How Pricing Works

Our pricing is straightforward and predictable. Here's exactly how much your loan will cost.

Simple Monthly Cost Formula

$27.78
per $1,000 borrowed
for 36 months

How to Calculate Your Payment:

Step 1: Divide your loan amount by 1,000

Step 2: Multiply by $27.78

Step 3: That's your monthly payment for 36 months

Example:

For a $100,000 loan:

$100,000 ÷ 1,000 = 100

100 × $27.78 = $2,778 per month

Total repayment: $2,778 × 36 = $100,008

Monthly Payment Examples

$25,000
Loan Amount
$694.50
per month
$75,000
Loan Amount
$2,083.50
per month
$200,000
Loan Amount
$5,556
per month
$500,000
Loan Amount
$13,890
per month

What's Included & What's Not

What's Included

0% Interest Rate

True 0% APR with no interest charges

Fixed Monthly Payments

Same payment every month for 36 months

No Origination Fees

No upfront fees to get started

Transparent Pricing

Know exactly what you'll pay each month

Credit Reporting

Build business credit with on-time payments

No Hidden Fees

No Prepayment Penalty

Pay off early without extra charges

No Late Payment Fees

Though timely payments are expected

No Application Fees

Free to apply and get pre-qualified

No Annual Fees

No recurring charges or maintenance fees

No Hidden Costs

What you see is what you pay

Important Terms & Conditions

Promotion: 0% Interest Rate Business loan is for new payment processing clients with a VentureKap, LLC Trust certified payment partner.

Rates: 0% APR Business Loan cost is $27.78 per month for every $1,000 borrowed for a period of 36 months.

Loan Origination: Term Loans are originated by VentureKap, LLC Trust.

Credit Reporting: Payment history is reported to a credit bureau and charge offs are discharged to collection agencies.