Comprehensive Loan Details

Business Loan Information

Everything you need to know about our 0% interest business loans, from amounts and terms to requirements and benefits.

Loan Amounts & Terms

Flexible funding options designed to meet your business needs at every stage of growth.

Loan Amounts

Flexible funding ranges

Minimum Loan $5,000
0% APR Range $25k - $500k
Maximum Loan $500,000

Loan Terms

Fixed repayment period

Loan Term 36 Months
Interest Rate 0% APR
Monthly Cost $27.78 per $1k

Example Calculation

Here's how the monthly payments work for different loan amounts:

$50,000
Loan Amount
$1,389/mo
for 36 months
$100,000
Loan Amount
$2,778/mo
for 36 months
$250,000
Loan Amount
$6,945/mo
for 36 months

Key Loan Features

0% Interest Rate

True 0% APR loans for qualified new merchant processing customers. No hidden fees or interest charges.

No FICO Required

Qualify based on your merchant processing history, not your personal credit score.

No Collateral

Unsecured business financing means you don't need to put up personal or business assets.

Fast Funding

Receive funds in 30-60 days after approval with minimal paperwork required.

Flexible Use

Use funds for inventory, equipment, marketing, real estate, or any business need.

Fixed Payments

Predictable monthly payments make budgeting easy with no surprises or rate changes.

Who Is This Loan For?

Our 0% interest business loans are designed specifically for established businesses looking to grow through a new merchant processing partnership.

Established Businesses

Must have an existing merchant account for at least 6 months with consistent processing history.

Built For Small Businesses

Process a minimum of $15,000 per month in credit card sales volume.

New Payment Partners

Exclusive offer for businesses becoming new merchant processing customers with VentureKap's certified partners.

Growth-Focused

Entrepreneurs ready to invest in inventory, marketing, equipment, or expansion.

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